Buyer's Stamp Duty applies to every residential property purchase in Singapore, regardless of buyer profile. Calculated on a progressive bracket basis. Rates effective from 15 February 2023.
BSD is calculated on whichever is higher between purchase price and market value.
Effective 15 February 2023. Applied progressively across each tier.
| Bracket | Rate | Cumulative on bracket |
|---|---|---|
| First S$180,000 | 1% | S$1,800 |
| Next S$180,000 | 2% | S$3,600 |
| Next S$640,000 | 3% | S$19,200 |
| Next S$500,000 (up to S$1.5M) | 4% | S$20,000 |
| Next S$1.5M (up to S$3M) | 5% | S$75,000 |
| Above S$3M | 6% | As applicable |
Different schedule applies to commercial and industrial property.
For a S$2 million residential property:
Indicative only. Confirm with your conveyancing lawyer and IRAS. BSD does not include ABSD, legal fees, valuation, or agent commission. Last updated for 2026 rates.
BSD is one line of the all-in cost. The diagnostic call covers BSD, ABSD, legal, financing, and timing — for your specific deal.